Travel Insurance Information

Most of us all have home, health and auto insurance but what about when you leave the country?  Are you still covered?  This is why travel insurance is very important. 

Specialty travel insurance gives travelers coverage for unforeseen problems, from a canceled flight to a serious illness, or in rare cases, even an act of terrorism or the financial default of a travel supplier.

If an illness, accident, or other covered unforeseen circumstance forces a traveler to cancel or interrupt their plans, they face two major financial losses, money invested in nonrefundable pre-payments, and medical expenses that in many instances may not be covered by health insurance. 

For a nominal fee you can purchase peace of mind for your vacation or business trip.  Ebiz247 Recommends TRAVEL GUARD as a reliable travel insurance company.

TRAVEL GUARD
Travel Guard International is the industry's leading provider of travel insurance plans, covering more than 6 million travelers worldwide each year. Their travel insurance plans offer coverage for vacation and trip cancellation, travel interruptions and delays, emergency medical and health expenses, lost baggage and more.  There are hundreds of circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.

To demonstrate the importance of purchasing travel insurance, and emergency travel services, here are 10 common examples of what could go wrong:

It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been canceled. Travel Guard can assist you with finding new flights to get everyone home.

Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?

Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?

You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?

You arrive in Jamaica and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

Your cruise line, airline or tour operator goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?

You're walking down a street in Rio and twist your ankle. Who can help you find an English-speaking physician?

Three weeks before your scheduled arrival, a terrorist incident occurs in the city to which you are planning to visit. Who will pay if you want to cancel your trip?

You are at a beach resort in the Florida Keys, and you are forced to evacuate due to an approaching hurricane. Who will help you evacuate and who will reimburse your lost vacation investment?

How can my travel insurance plan cover my vacation investment in the event of an ice storm, snow storm or other unforeseen severe weather?

Travel Guard insurance plans provide you with insurance coverage for your travel investment if unforeseen weather conditions cause a delay or cancellation of your trip. If the weather forces you to cancel your trip for a covered reason, we will reimburse your nonrefundable expenses, up to the amount of coverage you purchase. If bad weather delays your trip for a covered reason, we will reimburse you for reasonable, additional accommodations and traveling expenses until travel is possible.

If a winter storm watch or warning is issued that may impact my travel plans, up to what point can I still purchase travel insurance?
Travel insurance plans typically must be purchased before the winter storm is fore casted or predicted.

The ski resort that I will be staying at next week was just damaged by an ice storm. If I cancel my trip now, will I be reimbursed for my non-refundable costs?
If the resort is damaged due to a Natural Disaster and cannot accommodate you (or provide comparable accommodations), your nonrefundable costs will be reimbursed provided your travel insurance plan includes this coverage.

If my airport is closed due to a snowstorm or other weather event, and my vacation is delayed, will I be reimbursed?
Yes, travel insurance covers certain expenses incurred if your trip is delayed for covered reasons, including reasonable, additional accommodations and travel expenses until travel becomes possible provided your insurance plan includes this coverage.